Terms and Conditions

Last updated: March 2026

Scope and Acceptance

These Terms and Conditions ("Terms") govern your access to and use of fullstackcraft.com and any websites, applications, APIs, dashboards, data feeds, subscriptions, and related services operated by Full Stack Craft LLC ("Full Stack Craft," "we," "us," or "our") (collectively, the "Services"), including without limitation: The Wheel Screener, Option Screener, VannaCharm, LEAPS Screener, Hindsight Data, PriceArb, Verimu, and related offerings.

By accessing or using any Service, you agree to be bound by these Terms. If you use a Service on behalf of a company or other entity, you represent and warrant that you have authority to bind that entity, and "you" refers to that entity.

You must be at least 18 years old to use the Services.

Changes to the Services and Terms

We may modify, suspend, or discontinue any part of the Services at any time. We may update these Terms from time to time. Updated Terms are effective when posted unless a later effective date is stated. Continued use of the Services after updated Terms are posted constitutes acceptance of the revised Terms.

Accounts and Security

Certain features require an account, an active subscription, or both. You are responsible for: (a) maintaining the confidentiality of your credentials and any API keys or tokens issued to you, (b) all activity under your account, and (c) keeping your account information accurate and current. You must promptly notify us of any suspected unauthorized access or security incident relating to your account.

We may suspend or terminate access if we reasonably believe an account is being shared, misused, used without authorization, or otherwise used in violation of these Terms.

Subscriptions, Billing, Renewals, and Taxes

Plans and Renewals. Paid plans renew automatically at the then-current plan price unless you cancel before the renewal date. By starting a paid subscription, you authorize us (and our payment processor) to charge your payment method on a recurring basis.

Trials and Promotions. If you receive a trial or promotional period, your subscription may convert to a paid plan unless you cancel before the trial ends. Any trial terms presented at signup are incorporated into these Terms.

Cancellation. You may cancel at any time through the account settings (if available) or by contacting support. Cancellation takes effect at the end of the current paid billing period unless otherwise stated at the point of purchase. We do not provide prorated refunds unless required by law or expressly stated in writing.

Refunds. Except where required by law, fees are non-refundable and non-creditable once paid. If we issue a refund or credit in a particular instance, we are not obligated to do so in the future.

Chargebacks and Non-Payment. If a payment is reversed (for example, a chargeback) or fails, we may suspend or terminate your access until the account is brought current.

Taxes. Prices may exclude applicable taxes (including VAT, GST, or sales tax). You are responsible for applicable taxes unless we are required to collect them.

Intellectual Property and License

Full Stack Craft and its licensors retain all right, title, and interest in and to the Services, including all software, content, designs, data compilations, models, branding, and related intellectual property.

Subject to these Terms and your payment of applicable fees, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services solely for your own lawful personal use or internal business use.

Restrictions and Acceptable Use

You may not, and may not permit others to:

  • copy, reproduce, republish, redistribute, resell, sublicense, rent, lease, or otherwise commercialize any part of the Services, except as expressly permitted in writing;
  • share login credentials, API keys, or otherwise allow unauthorized third parties to access subscriber-only features;
  • scrape, data mine, harvest, crawl, or systematically extract data from the Services except through features we explicitly make available for that purpose;
  • interfere with the security, performance, or availability of the Services, including attempting to bypass access controls, rate limits, paywalls, or usage restrictions;
  • reverse engineer, decompile, disassemble, or attempt to derive source code or underlying ideas from the Services (except to the extent prohibited by applicable law);
  • use the Services or outputs to build, train, benchmark, or operate a competing product, dataset, signal feed, or service without our prior written consent;
  • use the Services in violation of applicable law, third-party terms, or the rights of others;
  • upload, transmit, or otherwise provide content that is unlawful, harmful, infringing, or contains malware.

We may implement rate limits, usage caps, device or session limits, or other controls to protect the Services and enforce plan limitations.

Broker Connections, Market Data, and Third-Party Inputs

Third-Party Services. Certain Services may allow you to connect brokerage accounts or other third-party services, or may allow you to stream, export, or access on your own machine the same data made available within a dashboard. By enabling such features, you authorize us to access, receive, process, and display account and market data reasonably necessary to provide the feature you requested.

Availability and Accuracy. Broker connections, market data feeds, and third-party integrations are provided on an "as available" basis. We do not guarantee the continued availability, compatibility, timeliness, completeness, or accuracy of any third-party connection, market feed, or downstream output.

Data is Licensed, Not Sold. All market data, analytics, dashboards, exports, downloaded files, API responses, streamed feeds, and similar outputs made available through the Services ("Outputs") are licensed, not sold.

Output Use Restrictions. Unless a specific feature is explicitly offered by us in writing for that purpose, you may not redistribute, republish, resell, sublicense, share outside your authorized account (or permitted team plan), or use Outputs to create or power any external product, dataset, signal feed, service, or "non-display" or machine-consumption use case. You are responsible for ensuring your use complies with applicable exchange, broker, vendor, and third-party terms.

API and Programmatic Access (If Offered)

If we provide API endpoints, streaming URLs, tokens, or other programmatic access ("APIs"), then:

  • you must keep API credentials confidential and use them only for your authorized account and permitted purposes;
  • we may enforce rate limits and suspend or revoke credentials at any time for abuse, security, legal risk, or Terms violations;
  • APIs and schemas may change without notice; we do not guarantee backwards compatibility;
  • you may not use APIs to circumvent UI restrictions or extract data beyond what is permitted by your plan and these Terms.

Your Content and Feedback

Your Content. If you submit files, comments, messages, configurations, or other content to the Services ("Your Content"), you retain ownership rights you already have in it. You grant Full Stack Craft a non-exclusive, worldwide, royalty-free license to host, reproduce, process, transmit, and display Your Content as needed to operate, maintain, secure, and improve the Services and to provide support.

Feedback. If you provide suggestions, feedback, or ideas, you grant us the right to use them without restriction or compensation.

Privacy and Data Protection

Our Privacy Policy, available at https://fullstackcraft.com/privacy-policy, describes how we collect, use, and share personal data in connection with the Services and is incorporated by reference into these Terms. If you are a business customer and applicable law requires a data processing addendum (for example, GDPR), then our DPA, if separately provided in writing, governs the processing of personal data on your behalf and is incorporated by reference.

No Professional Advice

The Services may include market data, trading analytics, security findings, compliance workflows, educational materials, or other technical information. They are provided for informational and educational purposes only and do not constitute investment, brokerage, legal, tax, accounting, cybersecurity, or other professional advice. You are solely responsible for decisions or actions you take based on the Services.

Disclaimers

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, FULL STACK CRAFT DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, UPTIME, OR UNINTERRUPTED AVAILABILITY.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW:

  • FULL STACK CRAFT AND ITS OFFICERS, EMPLOYEES, CONTRACTORS, LICENSORS, AND AFFILIATES WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, BUSINESS, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF THE SERVICES; AND
  • FULL STACK CRAFT'S AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES WILL NOT EXCEED THE AMOUNTS PAID BY YOU TO FULL STACK CRAFT FOR THE SERVICES IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow certain limitations. In those jurisdictions, the above limitations apply to the maximum extent permitted by law.

Indemnification

You agree to defend, indemnify, and hold harmless Full Stack Craft and its officers, employees, contractors, licensors, and affiliates from and against any claims, liabilities, damages, judgments, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your misuse of the Services, (b) Your Content, or (c) your breach of these Terms or applicable law.

Termination

You may stop using the Services at any time. We may suspend or terminate your access if we reasonably believe you have violated these Terms or created legal, security, or operational risk. Upon termination, your license to use the Services ends. Sections that by their nature should survive will survive (including IP, restrictions, disclaimers, limitation of liability, indemnity, and dispute terms).

Copyright / DMCA (If Applicable)

If you believe content on the Services infringes your copyright, please contact us with: (a) identification of the copyrighted work, (b) identification of the allegedly infringing material, (c) your contact information, (d) a statement of good-faith belief, and (e) a statement under penalty of perjury that the notice is accurate and you are authorized to act. We may remove content and terminate repeat infringers where appropriate.

Consumer Rights (EU/UK and Other Mandatory Rights)

Nothing in these Terms limits any consumer rights that cannot be excluded under applicable law. If you are a consumer in the EU or UK purchasing digital content or services, you may have mandatory rights regarding conformity and remedies. Where applicable, if you expressly consent to immediate performance of digital services or content and acknowledge any statutory waiver of withdrawal rights at checkout, that consent applies.

Severability; Entire Agreement

If any provision is held invalid or unenforceable, the remaining provisions remain in full force and effect. These Terms constitute the entire agreement between you and Full Stack Craft regarding the Services and supersede prior understandings relating to the same subject matter.

Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, corporate reorganization, or sale of all or substantially all assets, or by operation of law.

Governing Law; Venue

These Terms are governed by the laws of the State of New York, excluding conflict-of-law rules. You agree that any dispute arising out of or relating to the Services will be brought exclusively in the state or federal courts located in Schenectady County, New York, and you consent to personal jurisdiction and venue there.

Contact

Full Stack Craft LLC

Address: Schenectady, New York, US

Email: hi@fullstackcraft.com

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